The Federal Housing Administration (FHA) on Friday announced that it has published a new final rule that eliminates a current requirement for lenders to register the branch offices where they conduct FHA Title I or Title II mortgage loan originations. By removing these requirements, FHA hopes to involve more community-based entities in its Title I […]
With ongoing liquidity challenges and a continuing lag in Home Equity Conversion Mortgage (HECM) case numbers, reverse mortgage business in 2024 started off with a bit of a whimper. Both HECM endorsements and HECM-backed securities (HMBS) issuance saw modest declines in January, although four of the top 10 HECM lenders managed to post slight gains […]
Today we got a jobs Friday hat trick! Better headline jobs were reported, with positive revisions and more robust wage growth, which caught bond traders off guard and sent bond yields and mortgage rates higher today. Now, we do have some quirky seasonality issues with this report, but as I have often stressed, don’t look at […]
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A bill that will reduce statewide property taxes for Texas homeowners by roughly $18 billion went into effect Jan. 1. The new law passed with
2023 is in the rearview mirror — a year of tumult, reduced volume and a wave of industry exits and consolidations. While most have their
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A bill that will reduce statewide property taxes for Texas homeowners by roughly $18 billion went into effect Jan. 1. The new law passed with 83% of the vote in November, according to the Texas Tribune. “The measure raised the homestead exemption—the amount of money a homeowner can take off
2023 is in the rearview mirror — a year of tumult, reduced volume and a wave of industry exits and consolidations. While most have their eyes on the horizon, HousingWire’s dedicated reverse-centric publication, Reverse Mortgage Daily (RMD), will look back one more time at a year of challenge. Here, RMD